Start with the cover question, not the sales pitch.
Four cover types can sound like the same thing until you look at what triggers a claim. Here is the plain-English starting point for each one.
Income protection
May help with a regular benefit if illness or injury keeps you off work, subject to policy terms.
Learn more →Life insurance
May help people understand the financial impact of death or terminal illness under the policy terms.
Learn more →TPD insurance
May pay a lump sum if a total and permanent disability definition is met.
Learn more →Trauma insurance
May pay a lump sum after diagnosis of a specified condition, subject to policy terms.
Learn more →A clearer place to start
Not sure which cover question to start with?
A short conversation can help separate the cover types without pretending a web page has already assessed your needs.
Book a no-obligation callPrefer to talk now? Call 0468 015 869
What the call covers
- What you are trying to sort out
- What cover you may already have
- Which questions are worth a closer look
- What happens next, only if you want it to
General advice only. No obligation to proceed.