A real adviser who explains the catch.
Justin Turtle is Umbrella's public lead adviser. He has been authorised since 2009 and helps everyday Australians understand personal insurance in plain English.

Your adviser —
How Justin approaches the conversation
Start with the life you are living, the cover you already have and the questions that are getting put off. Then explain the pros, cons, costs and policy terms plainly.
Personal recommendations belong in an appropriate advice process. The website is here to make the first conversation easier, not to pretend it has already assessed you.
- Experience
- 16 years in the insurance industry
- Authorisation
- AR No. 332025 · first authorised 2009
- Claims support
- Over $15M paid out in claims to more than 640 families Justin has assisted
A clearer place to start
Talk it through with Justin.
Book a call with Justin, explain where you are at and get a clearer view of what may be worth checking. If there is nothing to do, you will know you can leave it alone.
Book a no-obligation callPrefer to talk now? Call 0468 015 869
What the call covers
- What you are trying to sort out
- What cover you may already have
- Which questions are worth a closer look
- What happens next, only if you want it to
General advice only. No obligation to proceed.